Account Information
The Account Information product provides certified parties access to a user’s current account information with user consent. You can use the Account Information APIs to gain access to an account (with user consent) to view their account balance and payment transactions history.
This provides access to Rabobank payment accounts and supplies the following APIs:
Accounts AIS
The account number and name of the accountholder.
Balances AIS
The actual balance present on the account. The account holder always provides access for a 180 day period.
Transactions AIS
Two options are available for Transactions AIS.
Continuous 90 days of transaction history
For a 180-day period, the account holder provides continuous access to all the transactions and details over the last 90 days via the API.
After expiration, the account holder will need to renew access to the information using strong customer authentication (SCA). The account holder can revoke access to the account via Rabo Online Bankieren at any time.
Full transaction history
The account holder provides one-time access to the entire online available history of transactions.
Features
Working with Rabobank
This product is designed for use by Certified Account Information Service Providers (AISPs)’
Connecting with Account Information
To connect with Account Information you need the following:
- A eIDAS QSEAL certificate.
- a Qualified Certificate for Website Authentication (QWAC) certificate.
You can use the certificates issued by the Qualified Trust Service Provider of your choice.
As a Certified Account Information Service Provider you require:
- Authorization of the National Competent Authority in order to be able to use the APIs.
- Consent from the accountholder.
Implementing
You can start using our PSD2 APIs by creating a Sandbox account and for Production you can register yourself using our Enrollment API.
You require an approval from the account holder before retrieving the account information . You can request for the approval by using our OAuth 2.0 Services API.