Transaction Enrichment

Rabobank’s transaction based income and expense tool provides a systematic approach to financial assessments. With the TIX API you can efficiently evaluate the income and expenses of individuals, enabling better financial decision-making.

The TIX API provides an overview of categorised transactions that may occur periodically. This API accepts transaction data from Rabobank, ING, ABN Amro, Volksbank, and Knab to provide insights based on the following transaction enrichment building blocks:

Category - assign a category to every transaction.
Periodicity - recognize sequences of related transactions and the interval between the transactions in such a sequence.

Sneak preview available

We want to demo our API to interested prospects and collect feedback, contact us to be a part.

To use this API, Account Information (service 8) permit required.

Before using this API, you must ensure that the account information is obtained lawfully, for this you require an account information service permit (service 8) from the central bank of the Netherlands.

For more information on how to obtain a permit for payment service 8: account information services, go to the De Nederlandse Bank website.

It is mandatory to follow guidelines on obtaining consent and informing private individuals before the account information is sent to Rabobank.

Features

Categorize transaction in 60+ consumer categories

Determine recurring transactions

Configure sequences for your business

Working with Rabobank

To ensure a smooth start with TIX, your business should meet the following conditions:

Good understanding of the TIX API, as described in the API specifications.
Professional IT environment and good infrastructure.

Connecting with TIX

To connect with TIX you need the following:

A TLS certificate to connect with Rabobank, as this requires mTLS.
Validate the TLS certificate issued by Rabobank to enable the connection.

Rabobank accepts:

EV SSL certificates from the certificate issuers listed in the Mozilla CA Certificate report.
509 format
RSA: key length should be at least 2048-bit
Certificate should be valid for a maximum of one year.

Implementing

Rabobank actively assists customers throughout the implementation process.

Rabobank offers you a Sandbox account for your end-to-end testing to ensure everything runs smoothly for production.

After signing the contract, you get access to the production API where you can connect the API to your application.

Get in touch