Payment Based Lending/Credit - Web Component Overview widget v0.1.0

With the Rabobank Payment Based Lending/Credit web component, you can easily request a business loan or credit on your business account:

  • Loan without annual figures: Obtain sufficient working capital to purchase stock, acquire business assets, or prepare for peak periods without needing to provide annual figures (You can access up to €100.000). After it is approved, the agreed loan amount is deposited into your bank account within 24 hours, and you pay a fixed interest rate over the entire term.
  • Credit without annual figures: You can access a business credit facility with Rabobank without annual figures, offering flexible withdrawal and repayment options. This can be used, for example, to purchase additional stock, make an investment, or bridge debtor payments (This type of credit offers a credit limit of up to €100.000). After it is approved, you have access to the business credit within 24 hours.
We use your transaction data from the past 12 months to calculate your loan amount or credit limit. We look at your deposits and debits and consider your other financial obligations.

Features

  • No annual figures required
  • Financing from €5.000 to €100.000
  • Funds available within 24 hours after approval

Working with Rabobank

To ensure a smooth start with the Payment Based Lending/Credit, your business should meet the following conditions:

  • Medium to high degree of automation mindset
  • Professional IT environment and solid infrastructure

Connecting with Payment Based Lending/Credit

To connect with Payment Based Lending/Credit you need the following:

  • You have a business account with ING, ABN AMRO, Knab, Regiobank, ASN Bank, or SNS Bank (*The business credit is only available if you have a business account with Rabobank)
  • You can share at least 12 months of transaction data.
  • You have achieved at least €50,000 in turnover in the past 12 months.
  • Your company has one of the following legal forms: sole proprietorship, general partnership, or private limited company.
  • You are not active in the following sectors: Food & Agri, Automotive, (Commercial) Real Estate, and Inland Shipping.

Implementing

To implement or read more about Payment Based Lending/Credit web component, click Go to Widget.

Get in touch

Contact us to connect with the Payment Based Lending/Credit.