Rabobank Identity Services - Fourthline ID Scan

The Fourthline API is an offering of Rabo Identity Services to identify users based on an identity document. Fourthline has a broad geographical coverage supporting over 3.500 different identity document types from 185 different countries.

This API offers extensive capabilities to identify users, verify the authenticity of the document, and reduce the risk of identity fraud.

To gain more certainty about the user's identity, the identity verification can be expanded with several options such as biometric, liveness, and/or location.

Facial recognition compares the photo on the ID with a selfie or live video taken by your customer, this is used to match the user identity with the provided document. Digital proof of address compares the geolocation of the user’s device with the location data provided. This can be used to determine if the address is valid, genuine, and uncompromised.

Attribute overview

The final result of a successful verification contains multiple attributes, which reflect the outcome of the verification. The following attributes are derived from the identity document (if present on the document) and are returned as part of the user verification.

  • First name 
  • Last name
  • Date of expiry
  • Issuing authority
  • Issuing country
  • Gender
  • Document number
  • Date of birth
  • Personal number
  • Date of issue
  • Document type
  • Nationality

Features

Document verification - Validates the identity document
Biometric verification - Validates consistency between the submitted identity document and the user performing the action
Liveness verification - Validates the live status of the user submitting the identity document

Working with Rabobank

To ensure a smooth start with the Fourthline API, your business should meet the following conditions:

  • Good understanding of the Fourthline API, as described in the API specifications.
  • Professional IT environment and good infrastructure.

Connecting with the Fourthline API

To connect with the Fourthline API you need the following:

  • A TLS certificate to connect with Rabobank, as this requires mTLS.

Rabobank accepts:

  • EV SSL certificates from the certificate issuers listed in the Mozilla CA Certificate report.
  • X.509 format
  • RSA: key length should be at least 2048-bit
  • Certificate should be valid for a maximum of one year.

Implementing

Rabobank actively assists customers throughout the implementation process.

A dedicated Rabobank Implementation manager is assigned to you during the implementation of the Fourthline API.

Rabobank offers you a Sandbox account for your end-to-end testing to ensure everything runs smoothly for production.

After signing the contract, you get access to the production where you can connect the API to your application.

Get in touch

Contact us to connect with the Fourthline API.